Wallets

A wallet is where the money is: a bank account, cash, e-money, savings. Every transaction always belongs to one wallet.

Create a wallet

1. Open the Wallets tab, tap Add wallet.
2. Pick a type. There are quick picks:
   • My cash: for you, daily spending.
   • My account: for you, debit or e-money.
   • Our shared account: visible in your space.
   • Our savings goal: visible in your space.
   • Custom: set the type and access yourself.
3. Give it a name, such as Monthly groceries or Sarah’s pocket money.
4. Enter a starting balance if there is one. Zero is fine.
5. Tap Create wallet.

Wallet types

Type	For
Shared	Household money: monthly groceries, the joint account
Personal	Your own money: pocket money, a personal account
Savings	Saving for something. Can be linked to a Goal
Cash	Money in your physical wallet

Who can see it

• Shared: everyone in the space can see and log into this wallet.
• Private: only you. Your partner sees neither the balance nor the transactions.
• Limited: only the members you choose.

You always have access to wallets you created. This setting can be changed in the wallet’s settings.

A private wallet is really private

Pocket money, money for your parents, your own savings: make the wallet private. If you move money from it to a shared wallet, only the category shows in the space, never the contents of your private wallet.

Balance and totals

The total on the home screen adds up the wallets you can see. If there is a wallet you do not want counted (an emergency fund you set aside on purpose, for instance), turn on Exclude from totals & analysis in its settings.

Archive

A wallet you no longer use can be archived from its settings. The history stays, read-only. In the Wallets tab, tap Show archived to see it again.

Other currencies and gold

Wallets in a currency other than the space’s main one, including gold in grams, are part of the paid plan. Their totals are converted to the main currency using the latest rate or gold price. If the pass ends, existing wallets remain visible and counted, but their transactions become read only until the paid plan is active again.